Consumer credit is changing — but the bigger question is whether the economics of lending are changing with it.
In 2026, lenders are seeing a market where demand, affordability, risk appetite, pricing and portfolio performance are no longer telling one consistent story. For the executives responsible for growth and credit performance, the issue is becoming increasingly specific: where should we lean in, where should we recalibrate, and which signals should change the decisions we make next?
The Changing Economics of Consumer Credit brings together 48+ senior leaders across the consumer-credit ecosystem for a full day focused on those decisions — from credit appetite, underwriting and pricing to portfolio performance, early warning, collections and recovery. Not another discussion about what is changing, but where the evidence should change what lenders do.
6 issues shaping the 2026 agenda
Growth, Risk & Portfolio Economics
The Information Advantage
Affordability, Access & Customer Economics
Growth, Risk & Portfolio Economics
Decisioning, Underwriting & Risk Differentiation
Regulation, Resilience & the Next Credit Cycle
Who should attend
Lending & Portfolio
Consumer Lending | Portfolio Management | Credit Risk | Credit Appetite
Origination & Economics
Underwriting | Decisioning | Pricing | Product
Portfolio Perfomance
Collections | Recoveries | Credit Analytics | Data
Market & Policy
Regulators | Debt Counselling | Retail & Embedded Finance | Fintechs
Strategy &Customer
Strategy | Transformation | Conduct | Customer Outcomes
Market Infrastructure
Credit Bureaux | Ratings | Advisory | Professional Services
Connect With Consumer Credit Leaders
Bring your expertise, technology or services to a room of senior decision-makers across lending, risk, data, decisioning and collections.
Our delegate acquisition team is available to assist with registration and answer any questions about attending the Consumer Credit Forum 2026.
Sibabalwe Wayi